Loan Rates
Loan rates are subject to change without advance notice. Please contact the Credit Union to verify current rates and full loan details.
| APR * | Terms** | |
|---|---|---|
| Auto Loan | ||
| New | As low as 5.50% | Up to 84 months |
| Used | As low as 5.50% | up to 72 months |
| Refinanced | As low as 5.50% | up to 72 months |
| Recreational Vehicle Loans | ||
| New | As low as 6.00% | up to 144 months |
| Used | As low as 6.00% | up to 144 months |
| Refinanced | as low as 6.00% | up to 144 months |
| Share Secured Loan | 3% above share rate | up to 48 months |
| Bill Consolidation Loan | As low as 8.69% | up to 60 months |
| Personal Loan | as low as 8.89% | up to 60 months |
Home Equity Line of Credit Loan
|
Prime +0.25% Adjust quarterly |
240 months |
| Mortgages through Owners Choice Funding | (716) 839-0701 Call Owner's Choice for information | |
| Visa Card with Fixed Rates | ||
| Platinum Card | 9.9% | |
| Classic Card | 11.9% |
Rates are risk based and will be determined by each individual applicant's credit score as provided by TransUnion credit bureau.
* APR = Annual Percentage Rate
** APY = Annual Percentage Yield